Compassionate Legal Help after a Mobile Car Accident

Motor vehicle collisions are consistently a leading cause of accidental injuries in Alabama. Car accidents are some of the most traumatic events a person can experience. Many of these accidents happen at high speeds on the interstate or major highways in and around Mobile. But even low-speed accidents in parking lots or side streets can cause major damage to a vehicle, as well as personal injuries. Victims need justice and the maximum financial compensation.

At Roger Varner Injury Law, we are here to help. Our auto accident lawyer in Mobile, Alabama, can immediately take over a car accident injury claim and put your interests first. This is not the time to try to learn how to negotiate a settlement. Get the help that only an experienced car accident attorney can provide. If you were hurt in a crash, we can help. Contact us at our Mobile law office today for a free, no-obligation initial consultation with a top-rated Alabama car accident lawyer.

Car Accident Injuries Are Painful

Automotive technology has improved considerably over the past few decades. Seatbelts, airbags, and crumple zones all protect passengers in the event of a collision. Nonetheless, even the best technology cannot completely eliminate the risk of serious bodily injury. In fact, any “jolt” to the body can cause intense pain.

Our Mobile car accident lawyer has helped clients who suffer from these common car accident injuries:

  • Fractures
  • Skull injuries
  • Traumatic brain injuries
  • Nerve damage
  • Whiplash
  • Neck injuries
  • Back injuries
  • Burns
  • Sprains and strains

These injuries usually keep someone out of work and in bed for weeks or longer. Fortunately, you might receive maximum compensation to cover all your medical bills—but you should contact our firm right away. You also need to make sure that you seek immediate medical care. All car accident injuries in Mobile should be diagnosed, evaluated, and treated by a licensed physician. A doctor will make sure that you get the care you need. Seeking medical attention is not only important for your health and safety, it is a necessary step in the legal claims process.

The Car Accident Settlement Process

There is a common misconception that filing a car accident claim in Alabama consists of filling out a few forms and waiting for a check to arrive. The opposite is true. The settlement process for Mobile car accidents is difficult and time-consuming. At Roger Varner Injury Law, we are on the side of victims. Our legal team wants to make sure that you have the knowledge and resources to best protect your rights and your interests no matter what might happen in your case. Here’s a brief overview:

  • Receiving medical treatment. You should immediately go to the hospital after finishing up at the accident scene. Remember to tell your doctor you were in an accident and describe any pain. Some injuries are slow to materialize, so head back to the hospital if you feel worse in the coming days.
  • Filing an insurance claim. You should have gotten insurance and personal information for all drivers involved in a wreck. You can start the claims process by calling your own insurance company and informing them of the accident or calling the other driver’s insurance company. Alternatively, you should feel free to contact Roger Varner Injury Law. Our law firm can get a claim started for you.
  • Attending rehab. Serious injuries often require lengthy rehabilitation, physical therapy, and occupational therapy. You should attend all sessions as advised by your doctor. If you do not get the proper ongoing medical care as recommended, that could actually undermine your ability to get the maximum financial compensation.
  • Getting your car repaired. Your car probably sustained serious damage. Even a low-speed fender bender can cause thousands of dollars of damage to fix. You can obtain compensation to cover the repairs, but you should never get it repaired until your attorney inspects it. Cars often contain important clues about an accident.
  • Collecting evidence. Before you make a demand for compensation, you need copies of medical bills, receipts, and pay stubs. Other evidence goes into determining the fault for the car accident. Our personal injury attorneys can help you. Strong, well-prepared evidence is the key to bringing a successful car accident claim in Alabama.
  • Recovering compensation. Your Mobile car accident lawyer can send the other driver’s insurer a demand for compensation. This letter provides an overview of the car accident and your injuries. It ends with a demand to settle the claim for a set amount of money. You need the maximum financial compensation after a crash in Alabama.
  • Negotiating or heading to trial. At Roger Varner Injury Law, we can settle most car accident claims. This negotiation process requires some considerable back and forth. But we usually can settle on an amount that works for you. If we can’t, however, we need to file a car accident lawsuit in court for your injuries.

An Overview of Car Accident Liability in Alabama

The car accident liability laws in Alabama are unique. Unfortunately, they are not friendly for victims and their families. To start, Alabama is a fault-based (tort) state for car accident claims. The driver (or other party) determined to be at fault for the crash is legally responsible for resulting damages. Proving fault requires establishing negligence under Alabama tort law, which involves showing a duty of care, a breach of that duty, causation, and damages. Evidence often includes things like police reports, witness statements, photographs, and expert testimony.

Alabama follows a contributory negligence standard. Under this strict rule, an injured party is barred from recovering any compensation if they are found to be even one percent at fault for the collision. It is a standard that has been abandoned in most other U.S. jurisdictions. Even if you are found liable for a very small share of your own crash in Mobile that could deny you any financial recovery through a personal injury claim. Given the harshness of the law in Alabama, it is especially important that you have a top attorney on your side after a serious accident. 

Be Proactive: Car Accident Injury Statute of Limitations

Motor vehicle accident injury claims are time-sensitive. Alabama law places a strict deadline on filing a car accident injury claim. Under Ala. Code § 6-2-38, injured victims generally have two years from the date of the crash to file a lawsuit. If they do not take action, they could lose out on their right to bring a claim at all. Indeed, missing the statute of limitations almost always bars recovery, no matter how strong the evidence may be. There are only very narrow exceptions to the deadline> Be proactive: Consult with a Mobile auto accident lawyer right away after a crash.

What Is Fair Compensation?

The purpose of a car accident settlement is to compensate you for losses stemming from the wreck. Many of our clients have high financial needs. In fact, they usually can’t work and are under intense financial stress. In Alabama, car accident victims have the right to seek compensation for both their economic losses and their intangible damages. Sadly, insurance companies fight hard to try to settle cases for less. Our Mobile auto accident lawyer is standing by, ready to help you fight for the maximum financial support. At the same time, their car needs expensive repairs, and they might have no ride around the city.

We can seek the following damages in a settlement or lawsuit:

  • Present and future medical expenses
  • Present and future lost wages
  • Property damage (like damage to your car)
  • Pain and suffering
  • Disfigurement or disability

One question many people have is “How much can I receive in a settlement?” To arrive at an answer, we need to individually analyze your situation. No two car accident victims are alike, so they can receive different amounts of compensation.

The more serious your injuries, the more compensation you will probably receive. So someone suffering from a spinal injury will probably get more than someone with a broken arm and mild whiplash.

There are exceptions. A deep laceration on your face could cost only a few thousand in medical care. But the scarring causes emotional distress and anguish. Do not agree to settle your case until you know its true value.

How Does Car Insurance Work in Alabama?

Insurance coverage plays a central role in resolving claims. Drivers in Alabama must carry minimum liability insurance limits of $25,000 per person and $50,000 per accident for bodily injury, along with $25,000 for property damage. When a claim is filed, the at-fault driver’s insurance company defends the claim and may pay damages up to policy limits. If damages exceed coverage, injured parties may pursue a civil lawsuit directly against the at-fault driver or other responsible parties. 


Personal Injury Tip: Insurance companies are not on your side. They fight hard to pay out as little as possible in settlement negotiations. Before you give a statement to any insurance adjuster, you should consult directly with an experienced Mobile, AL auto accident attorney.

Why Roger Varner Injury Law is the Right Choice

Following a car crash in Mobile, it is normal to have a ton of questions about your rights, your options, and the claims process more broadly. You need the best personal injury attorney on your side. There are countless car accident lawyers in Mobile. What makes us stand out from the rest? At Roger Varner Injury Lawyer, we are proactive and committed to personalized representation. Our firm knows how to deliver results in high-stakes cases. Here is what sets us apart:

Compassion and Personal Care: First, we provide compassionate legal representation to our clients. Many of them are at a low point in their lives. They are in pain and afraid for the future. You will find warmth and compassion when you reach out to us in person, online, or over the phone.

Top Legal Expertise: Second, we bring sharp legal instincts and a command of the law to every case we handle. We know how Alabama law intersects with motor vehicle accidents and will protect your rights. Our Mobile car accident lawyer has extensive experience handling these cases, including negotiating insurance settlements.

Small Firm Attention: Third, we are small enough to treat clients like family. We get to know our clients on a first-name basis and keep them regularly updated about the status of their car accident case. Instead of working with a giant, faceless firm, put your trust in our car accident attorneys. We will invest the time and resources that your claim deserves.

Car Accident Claims in Mobile: Frequently Asked Questions (FAQs)

Do I Need to See a Doctor After a Car Crash in Mobile?

Yes, you should always see a doctor after a car crash. That is true even if you feel fine at first. Some common car accident injuries (such as concussions) may not fully appear right away. You could be more severely hurt than you initially believed. Further, prompt medical care also creates a record that provides documentation that you need to navigate the claims process. 

Should I Report My Crash to the Police?

Yes. Alabama law requires drivers to report accidents that cause injury, death, or significant property damage. The police will investigate the scene and create an official report. That report often becomes important evidence in your case. Make sure you contact the Mobile Police Department or another local or state law enforcement agency right after a serious collision. 

Should I Give a Statement to the Insurance Company After a Crash?

Not until you speak to a Mobile car accident attorney. Indeed, you should be cautious before giving a statement to an insurance company. Insurance adjusters will look for ways to reduce or deny your claim. For that reason, you should speak with a Mobile car accident attorney first to understand your rights. Your lawyer can communicate on your behalf with the insurance company. 

What is Contributory Negligence in Alabama and How Does it Impact Car Accident Cases?

Alabama follows a strict contributory negligence rule. If you are found even one percent at fault for the crash, you cannot recover compensation. The rule makes car accident claims more difficult for injured victims. Never admit or accept any blame after a crash without speaking to an attorney first. A lawyer can help gather evidence to show the other driver was entirely responsible.

Does It Make Sense to Settle My Case?

It depends entirely on the value of the settlement offer, the extent of your damages, and the overall strength of your case. Most car accident cases in Mobile settle outside of court. Settlement can provide compensation faster and with less stress than a trial. However, not every offer reflects the true value of your claim. A Mobile, AL car accident lawyer will help you negotiate for the maximum financial compensation. You have the right to seek more compensation in settlement negotiations. 

Are Truck Accidents Different? What About Motorcycle Accidents?

Yes, truck accidents often involve more serious injuries and complex regulations for commercial drivers. Motorcycle accidents carry high risks because riders have less protection than car occupants. Both types of crashes require careful investigation and a strong legal strategy. Our Mobile car accident lawyer has experience handling both truck accidents and motorcycle wrecks. 

Should I Look for a Local Personal Injury Attorney?

Yes. When you retain a local attorney, you benefit from someone who knows the courts and community in Mobile. A local lawyer also understands how Alabama law applies to car accident claims. Further, a local attorney who is right here in Mobile can meet with you in person, go right to the scene of the crash, and provide personalized guidance. 

How Much Does it Cost to Hire a Mobile Car Accident Attorney?

You do not have to pay anything up front or out-of-pocket to get the best Mobile personal injury attorney. At Roger Varner Injury Law, we handle car accident claims in Alabama on a contingency fee basis. There are no upfront costs or out-of-pocket expenses. If you do not get paid, we do not get paid. Our Mobile car accident lawyer will review your case for free during an initial consultation.

Call Our Mobile Car Accident Lawyer for More Information

Car accidents are deeply traumatic events. Mobile car accident victims have so many questions swirling in their minds like a tornado. Can they hold the at-fault driver accountable? Can they receive money for medical care and lost income?

Let us answer any questions you have in a free case evaluation. If you choose to hire us, we will do everything in our power to get you the compensation that is rightfully yours. Please call (833) 482-7637 without delay. With a law office in Mobile, we handle car accident injury claims throughout all of South Alabama.