Consumer & Business Fraud Attorney in Mobile, Alabama

As a consumer or business owner, you engage in business transactions frequently without realizing the numerous laws that apply to them. Statutes at both the federal and state level protect your interests by prohibiting fraud, deception, and other misconduct that companies employ to gain a financial advantage. If you or your business was treated unfairly, you may file a complaint with the Alabama Attorney General’s Office. Officials will investigate the allegations of wrongdoing from the standpoint of how these acts affect society, and they may even impose penalties.

However, you may also have a private right of action against a company that violates consumer protection laws. It may be possible to recover compensation for your losses, though the legal process can be complicated when you are pursuing a large corporation. Instead of putting your rights at risk, rely on Roger Varner Injury Law to take action. Please contact our consumer fraud lawyers today. We can schedule a free consultation to discuss specifics.

Consumer and Business Fraud are Serious Problems

Fraud in business and consumer transactions is not a victimless offense. Families, individuals, and companies can suffer tremendous harm when corporations engage in fraudulent practices that put profits over people. The Alabama Supreme Court has consistently recognized that those harmed by fraud deserve remedies, but the process is rarely straightforward. A claim could arise out of something as direct as false advertising or something more systemic, like years of deceptive business practices. Either way, the stakes are high. Victims may endure not only immediate financial loss but also long-term challenges that affect their health, stability, and well-being.


Here is the good news: You have legal options available. If you were the victim of any type of consumer fraud or business fraud in Alabama, it is imperative that you consult with a top-tier attorney right away. A Mobile, AL commercial litigation lawyer with the right experience can review your case, answer your questions, and help you develop a comprehensive legal strategy that is focused on securing justice and the maximum available financial compensation.

Laws That Protect Against Consumer Fraud

Business and consumer fraud takes many forms. Still, the foundational allegations in these cases are similar: One party engaged in deception to gain an unfair financial advantage over the other. How and what exactly happened can vary. Victims can include individual consumers, families, or even small businesses that suffer losses when corporations cut corners or misrepresent the truth. Fraud may involve dishonest advertising, hidden terms in contracts, or outright scams that exploit trust. There are many statutes that regulate the transactions, agreements, services, and other interactions among companies, small business owners, and consumers. These laws protect your interests in connection with a wide range of personal and financial matters. You may leverage legal remedies if you were subjected to misconduct in connection with:

  • Returns and Refunds: Consumers have clear rights when it comes to returning defective or misrepresented goods. Alabama and federal law prohibit businesses from refusing valid refund requests or making return processes unreasonably difficult. If you purchased a product in-store or online and the seller failed to honor its stated refund policy, you may be entitled to financial relief.
  • Bank Accounts: Fraud protections extend to banking activities, including deposits, withdrawals, fees, and interest rates. Laws prevent banks from imposing hidden charges or manipulating account terms without proper disclosure. If a bank engages in unlawful billing or fee practices, you can bring a claim to recover improper charges.
  • Loans and Credit: Business and personal loans, credit cards, and lines of credit are heavily regulated. Lenders must provide accurate information about interest rates, repayment terms, and penalties. Deceptive practices such as predatory lending or misrepresenting repayment obligations may give rise to strong consumer fraud claims.
  • Insurance Policies: We help clients navigate issues related to insurance policies. Homeowners, auto, property, and business insurance are subject to strict laws. Insurers have a duty to act in good faith. If an insurance company delays or denies a valid claim without justification (known as insurance bad faith), you may have the right to pursue compensation beyond the original policy benefits.
  • Mortgage Fraud: Mortgage transactions are another area where fraud frequently arises. Borrowers are entitled to full disclosure of loan terms. Misleading information about interest rates, balloon payments, or hidden fees could amount to mortgage fraud and result in legal remedies.
  • Warranties: Product warranties (both express and implied) are enforceable under the law. If a product fails to meet the quality or safety standards promised, consumers can seek compensation for repair costs or replacement. If you have any questions about a product warranty claim, our Mobile, AL attorney can help. 
  • Contracts: Contracts for goods and services must be clear and honest. If a company inserts deceptive clauses or fails to perform as promised, you may have a valid fraud claim for breach or misrepresentation.
  • Online Commerce: A growing percentage of commercial activity is done online. Digital transactions are also regulated. Misleading advertisements, unauthorized charges, or data misuse in online commerce can form the basis of a consumer fraud action.
  • Vehicle Purchases and Lemon Laws: Car sales are a common source of fraud disputes. Alabama’s lemon law provides protection for buyers stuck with defective vehicles. If a dealership knowingly sells a faulty car or fails to honor warranty obligations, you may be entitled to a refund or replacement.

We Handle All Types of Fraud Cases in Alabama

Our firm handles the full range of fraud cases. No matter the situation that you find yourself trying to navigate, we are here to determine the best course of action. Notably, business and consumer fraud claims often intersect with other areas of law. For example, when a corporation’s gross negligence leads to the release of defective medical devices into the marketplace, victims may experience serious injury or even a wrongful death. These are not just regulatory issues; they are matters of basic rights. Roger Varner knows how to build strong cases that hold businesses, organizations, and government entities accountable. 

Attorney Varner has also litigated matters involving identity theft, hidden fees, and predatory loan agreements. He has stood on behalf of individuals misled by confusing contracts, unfair billing systems, and abusive financial products. Whether it is a class action lawsuit against a negligent utility provider or a one-on-one dispute with a bank like Regions Bank, his approach remains the same: detailed preparation, strong advocacy, and unwavering focus on client needs. Those who have been misleading consumers for years should not be allowed to escape responsibility simply because they have a powerful legal team or deep pockets. Justice matters.

Your Remedies for Violations of the Law

The exact nature of your remedies will vary according to which business or consumer fraud laws were violated by the at-fault company. However, when these statutes provide you with a private right of action, there is usually a strict process for enforcing your rights. In some cases, you will have to file a complaint with a US or Alabama administrative agency and attempt to resolve your claim by agreement. Once you exhaust your administrative remedies, you may qualify to sue in civil court.

Our consumer and business fraud lawyers at Roger Varner Injury Law will handle all essential tasks to ensure you receive proper compensation. You may be entitled to:

  • Damages for your actual losses;
  • An injunction against the offending company to cease illegal acts; and,
  • Punitive damages, which are intended to punish the offender, could be as high as three times your actual losses.

Why Trust Roger Varner For a Business and Consumer Fraud Claim 

Consumer fraud claims are complicated. It is normal to have a lot of questions about your rights and your options. You do not have to take on the challenges of the legal claims process alone. Attorney Roger Varner brings a compelling combination of insider experience and relentless client advocacy to business and consumer fraud claims. Previously, he represented corporations and insurers across the Southeast at one of the region’s largest defense firms. That gives him rare insight into how big entities approach complex litigation. Since launching his firm in November 2021, Attorney Varner has focused his practice on advocating for consumers and small businesses who were wronged. 

A notable example: Attorney Varner fought to protect customers of the Prichard Water Works and Sewer Board in a multi‑million‑dollar lawsuit. Many people in the community were hit with unfair water and power bills. Indeed, the utility failed to uphold its obligations to ratepayers for decades. Big corporations and large institutions must be held accountable. If you have been a victim of deceptive business practices, Roger Varner’s blend of deep defense-side experience and passionate, client-first representation can make the difference in your case. His reputation for representation has been recognized by Martindale-Hubbell, a trusted authority in the legal profession.

Speak to a Mobile Consumer & Business Fraud Attorney Today

At Roger Varner Injury Law, our Mobile business and consumer fraud lawyer has the experience that you can trust. For more information on your rights and remedies under consumer protection laws, please contact our firm at (833) 482-7637 or via our website. We can set up a no-cost case evaluation with an Alabama consumer and business fraud lawyer who can provide additional details. With an office in Mobile, we represent consumers across South Alabama.